Established in 2020 Credrails aims to jumpstart the growth of digitally-enabled companies in Africa by providing the financial infrastructure needed to serve customers across the continent.
Credrails aggregates financial data from multiple online and offline sources and makes the unified data available to businesses via an API.
Deep analytics provides businesses with the intelligence they need to make informed decisions, unlock new revenue streams, and increase market share. With extensive industry experience and knowledge of the African Fintech space, Credrails is uniquely positioned to power the pan-African digital revolution.
Africa’s lending landscape is fragmented by nature. The industry is dominated by local players who can each provide only small pieces of the total financial puzzle. Consequently, lending institutions are making important decisions based on inaccurate and partial data, opening them up to poor decisions that carry financial risk.
Credrails minimizes this risk by automatically collecting consumer-permissioned financial data from multiple financial sources – including 200M bank accounts across the continent, mobile banking data, and other offline sources – to deliver a complete end-to-end financial picture of your customers.
Our data aggregation spans multiple
countries in Africa, ensuring that your
services are as comprehensive and scalable
as possible.
We understand Africa, as Africans and have
purpose-built the infrastructure to address
the emerging needs of the continent.
We work directly with existing providers to
access the critical information needed to cross reference accounts, consolidate statements, and enhance data security.
Our API is available in a range of languages to make it seamless for developers to integrate.