Capture real-time credit insights from transactions for lending to small and medium-size enterprises.
Upload a bank or mobile money statement.
We extract, process it and categorise the transactions.
Transactions categorisation
Analyze ability to pay back
Know the best time to strike the account
Know the best time to strike the account
Know the best time to strike the account
Know the best time to strike the account
Credrails provides borrowers with an easy, streamlined loan experience while giving lenders access to the user-permissioned bank, payroll, and document
uploaded data they need to make informed lending decisions.
We provides a consolidated report with
account balances, uncategorized and
categorized transactions, and account
identity information
Instantly checks whether users have the
funds to make a payment or transfer
Confirm users' identities with what's on file at the bank—in other words, their name, phone number, address, and email — to reduce fraud
verify income and employment in seconds–not days–while streamlining the loan decision process for lenders